About

Businesses have looked to CIC Credit for expertise on Business Screening, Credit Reports, Mortgage Credit Reports, and Employment Screening for decades. With over 100 years of credit related experience, it's no surprise that CIC Credit is a leader in providing quality products to help clients qualify borrowers, mitigate risk, and ensure compliance.

Trimerge Credit

CIC Credit is a reseller of all three national credit repositories-- Experian, Equifax, and TransUnion.  Our state of the art,  cloud-based delivery system allows you to access instant results anywhere, anytime within the United States. Access anything from mortgage credit reports to individual bureaus for your credit applications with the click of a button. We also offer an award winning credit Application Programmable Interface (API) delivery system to integrate our product delivery into your custom system or any of the 50+ loan origination systems available today.

Employment Screening

Employment Screening is a company's due diligence in protecting the business from these types of revenue loss. Lost revenue comes from all angles:
Turnover
Bad Publicity
Lawsuits
Regulation Fines
Internal Theft

With our screening experts and innovative technology, CIC Credit can customize our online screening platform to fit each company's needs while adhering to industry regulations, State & Federal laws, and any hiring criteria you may provide.

Our Approach

As a CIC Client, we'll provide you a consulted sales approach with industry experts to ensure your screening programs meet Federal & State regulations and company guidelines. CIC Credit's service team provides you with step by step guidance during setup and training. We'll also continue with monthly and quarterly management reports.

CIC has special programs and technology in place to help clients stay compliant with their industry regulations, EEOC guidelines, FCRA, FACTA Act, SAFE Act, DOT Regulations, GSE’s regulations, and Sarbanes Oxley Act.

CIC Credit is designed to provide:

Up-to-the-Minute Real-Time Records
Fast Turnaround Time
Accruate Data You Can Depend On
Industry Regulated Reporting