Based in Sunrise, Fla., American Debt Counseling, Inc. is a 501 (c) (3) non-profit credit counseling organization providing free financial education, free certified credit counseling and low-cost debt management to consumers across the nation. American Debt Counseling, Inc. is BSI registered and a member of the Association of Credit Counseling Professionals. For a free customized spending plan or for more information call 1-888-DEBT-USA or click www.americandebtcounseling.org.