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H & I Credit Solutions was founded on a few simple beliefs. Offer a real 100% legal credit repair to consumers. Build up the integrity of the industry and provide a safe alternative for consumers that are in need of help challenging incorrect information on their credit report. All the while, the consumer walks away benefiting financially.” said Jeremy. In early 2010 Jeremy Hudson decided to completely change the focus of H & I Credit Solutions from strictly credit repair, to credit coaching, credit education, financial training, and self empowerment.