Based in Austin, Texas, 21st Century Financial Services (“21st CFS") provides a tailored data processing solution specifically for community banks wanting to take full advantage of Check 21 and have the most cost‐effective means of operating a bank. The founders have expertise in the banking and technology industries and are convinced that the Community Bank market needs a provider that is current in technology and unencumbered with legacy systems; a provider that is focused on what is best for their banks rather than worrying about how to reduce costs by eliminating stale legacy products.

With a completely‐integrated suite of options, 21st Century can lower Community Bank expenses, reduce labor, improve financial reporting, increase availability of funds and extend a competitive advantage by eliminating paper processing, driven by an obsession to provide superior personalized service and support.

21st Century Financials Services can be found at www.21cfs.com.