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YOU CAN’T ACTUALLY GET ANY VEHICLE – CAR OR MOTORCYCLE, LICENSED WITHOUT PROOF OF INSURANCE.

Motor INSURANCE is compulsory in the UAE and with Dubai boasting the highest car ownership per head of population of any city in the world, that makes it a very lucrative place to be if you’re involved in the INSURANCE industry.  You can’t actually get any vehicle – car or motorcycle, licensed without proof of INSURANCE.
For the largest INSURANCE provider in the world AXA, car INSURANCE alone makes it worth their while maintaining a strong presence in the biggest car owning city in the world.  AXA in the Gulf have in fact been in the region for more than 60 years and in Dubai are well established in all types of insurance through their outlet AXA Insurance Dubai.  And they aren’t alone; other major insurance companies with offices through the UAE and Dubai include RSA Insurance Dubai, Zurich Insurance Dubai and RAK Insurance.
If you’re looking for motor insurance in Dubai or the UAE in general it pays to shop around because there are all levels of service, policies and pricing.  Some of the major components to check include:
Loss of or Damage to your vehicle – does the policy cover your vehicle for accidental loss or damage caused by an INSURED peril.
Third Party Bodily injury – how much cover is included for your legal LIABILITY in the event of a third party compensation claim for injuries received in an accident or for death following an accident.
Third Party Property Damage – what sort of legal LIABILITY cover is provided if you have to pay compensation for damage to materials and property following an accident that was your fault.
Medical Expenses – if you require medical treatment as the direct result of an accident which occurred whilst you were using the INSURED vehicle are you covered.
Personal Belongings – are your personal belongings covered if they’re damaged or stolen whilst in the insured vehicle.
Natural Perils (Storm/Flood) – how much cover is there for accidental loss or damage to the vehicle from natural perils ie storm and flood.
Off-road cover – if your vehicle has off-road capability, is this included in the cover should you want to go sand duning or desert driving.
Oman Extension – you can get cover if you are driving the vehicle in the Sultanate of Oman for a short time.  Is this included if required.
Agency repair – how much is covered should the vehicle require repairs as the result of an accident and does this have to be done at the manufacturer’s authorized dealers within the UAE.
HIRE CAR + AXA Valet – is a hire car with an AXA driver included in the event that your vehicle is off the road.
Roadside Assistance – is this included and if so, is there a limit on the number of call outs
Personal Accident cover for driver and/or passengers – is compensation to the driver and any passengers in the vehicle in the event of death or serious bodily injury sustained whilst using the vehicle included.
GCC cover – does it include loss of or damage (excluding third party LIABILITY cover) to your vehicle if it’s being driven in any other GCC countries.
No Claims Discount (NCD) protection – what protection is included for your no-claims discount.
Let 8keyz sort out your motor insurance in Dubai for you

If this list looks way too complicated to deal with why not let someone else sort out the finer details and simply present you with a compact list of all the various policies and options available to suit your personal circumstances and budget.  8keyz is a specialist online motoring portal set up to provide exactly the right solution for all your motoring needs.  When it comes to insurance there is a convenient 3 step form on their website to assist you.  Simply fill out the details and 8keyz’ helpful, friendly team will do all the hard work for you.  All that is required of you is to review the various policies presented to you and pick the most suitable one.