Affiliated Financing, LLC

Affiliated is a loan production and origination company paid by our institutional investors to locate and structure 5 to 15 year term debt for North American projects with investment grade irrevocable guarantors committed to making the project happen.  

Our responsibilities are similar to those of a bank loan officer, only for projects needing fixed rates for more than $10 million in subordinated term debt from our institutional investors.

Our private placements can fund in as little as 30 days from when the paperwork is completed and is usually less expensive than the combined costs of conventional bank, and mezzanine-funded financing.

•     We are “at par” lenders.  There are no "points", compensating balances, surprise service charges or annual fees for you to learn about at the closing table.

•     We provide up to 100% of project costs, at a fixed rate term debt in the high single digits, without taking any equity for projects and usually without borrowers personal guarantees.

•     Repayments can be calculated “in arrears”.

•     Our amortized loans can provide 3 years of payment skips to facilitate initial ramp-up or construction for fully amortizing loans of 5 to 15 years.

•     To facilitate a Bank line of credit, we can subordinate the Real Estate and Equipment collateral

While our need for an unconditional payment date and amount is inflexible, once it is received, we are very flexible in how it is repaid.

•     We can accept extremely irregular cash flows in order to facilitate financing success, while providing for the option of subordinating most collateral to a conventional lender.

•     To facilitate projects with all profits paid at the end, we offer true 3, 5 or 7-year single payment "bullet" loan structures, with no interim interest payments, if a guaranteed financing source available because profits are high enough to pay us out.

We also finance:

1.     Municipalities or government bodies with economic development projects;
2.     Project financing with investment-grade sponsors (energy creation, etc.);
3.     Structured settlements of lawsuits (we provide present value now);
4.     Illiquid investment-grade assets needing present value cash quickly.
5.     Funding multiple year sales “Tails” for M&A transactions on many structures.

I look forward to the opportunity to discuss financing alternative energy and other financing with committed investment grade sponsors.