Angels Wealth

Angels Wealth provides project financing for domestic and international funding opportunities from $2 million up to $5 billion. We have over twenty processors. Angels Wealth is associated with National Business Capital Services (NBCS), a transition company that helps clients who need business plans and evaluations for start-up companies or clients exiting their business. NBCS also provides training seminars for companies including Angels Wealth that make more than $5 million or more in revenue per year. Angels Wealth is also associated with various leading project financing institutions throughout the country.

Project Finance

Defined by the International Project Finance Association (IPFA) as the following:

“The financing of long-term infrastructure, industrial projects and public services, based upon a non-recourse (Project Finance that is secured by some sort of collateral, usually property, plant, equipment etc is known as non- recourse financing; The issuer can seize the collateral if the borrower defaults) or limited recourse financial structure, where project debt and equity used to finance the project are paid back from the cashflow generated by the project”.

Structured Finance

A service offered by many large financial institutions for companies with very unique financing needs. These financing needs usually don't match conventional financial products such as a loan. Structured finance generally involves highly complex financial transactions.

Basically, structured finance describes any "non-standard" way of raising money. These tailor-made securities go beyond "standard" securities like conventional loans, debentures, debt, and equity. The reason to structure a more advanced security may be that conventional securities may be unattractive, unavailable or too expensive.
Structured finance often refers to using loopholes in a country's tax law to obtain some unintended tax benefit which is used to provide a cash flow benefit to a borrower. Generally these structures result in the following:

1. Create tax deductions where there has been no economic expense; or
2. Convert taxable income into tax exempt income; or
3. Convert non-tax deductible expenses into tax deductible expenses.

The structured finance industry has flourished as tax laws have become more and more complex, and as cash flow modeling techniques have become more sophisticated. The globalization of finance has also pushed growth in this area.

Recently, governments have begun efforts to reduce the loss of their tax revenues caused by use of these unintended tax consequences in structured financing transactions. Countries such as the United States of America, the United Kingdom and South Africa, amongst others, have introduced a variety of measures to combat aggressive tax avoidance schemes. These measures include compulsory and timely disclosure of schemes to the tax authorities, as well as statements by politicians making it clear that the use of "unacceptable" (albeit legal) tax avoidance schemes will be attacked.

Some examples of Structured Finance:
o Asset-Backed Securities (ABS)
o Collateralized Debt Obligation (CDO)
o Convertible bonds
o Securitization
o Assurance contracts
o Special purpose entity (SPE)

Corporate Finance
Corporate finance is a specific area of finance dealing with the financial decisions corporations make and the tools as well as analyses used to make these decisions. The discipline as a whole may be divided among long-term and short-term decisions and techniques with the primary goal being the enhancing of corporate value by ensuring that return on capital exceeds cost of capital, without taking excessive financial risks. Capital investment decisions comprise the long-term choices about which projects receive investment, whether to finance that investment with equity or debt, and when or whether to pay dividends to shareholders. Short-term corporate finance decisions are called working capital management and deal with balance of current assets and current liabilities by managing cash, inventories, and short-term borrowing and lending (e.g., the credit terms extended to customers).

Corporate finance is closely related to managerial finance, which is slightly broader in scope, describing the financial techniques available to all forms of business enterprise, corporate or not.



Angels Wealth Lender's (AWL) is not a US securities dealer, broker, lending institution, or US investment advisor. AWL is a consultation company that helps represent companies for sale or investors interested in mergers and acquisitions. All due diligence is the responsibility of the buyer/seller or the party being funded. This website and all of its attachments are considered only for the purpose of consultation and referral. The recipient hereby acknowledges this disclaimer.