About

Founded in 2002, Smart Merchant Solutions is now a part of the BLUU group of companies. Founded in 1994, as United Merchant Services, Inc (“UMSI”), UMSI has evolved over three decades into  a leading payments company specializing in Merchant Business Solutions. UMSI was ranked 50th  on the US Merchant Acquirer rankings by the Nilson Report (Issue 1260, March 2024), and holds a prominent position as a major force in the ethnic payment processing market. Founded in 2008, United POS Solution, Inc (fka UP Solution), is a leading provider of POS hardware and software solutions. The company changed its name to Bluu, Inc in 2022. Bluu, Inc and UMSI entered into a joint branding arrangement in 2022 to create BLUU group of companies, including Allup Finance, LLC specializing in providing capital to business owners, Allup.com, LLC specializing in direct-to-merchant POS solutions, and One Merchant Solution, LLC providing solutions and payment processing in multiple number of states.
The BLUU group of companies aim to become a significant presence in the Merchant Business Solutions and Payment Processing through a unified branding. BLUU recognized the continuously evolving landscape of the payments industry, and aims to further integrate its SaaS (“software-as-a-service”) platforms, introduce new hardware and software innovations, including data analytics, and seamless weave POS solutions and payment services for a more seamless merchant experience.
BLUU offers the “United POS as a Service” (“UPaaS”), designed to provide resellers with a cost-effective and worry-free POS experience, assisting resellers to maximize profits through our cost-effective POS systems.