About

Buy As You View (BAYV) is a retail and consumer finance company, selling a wide range of electrical goods and home furniture. It provides an easy weekly repayment scheme and credit facility for a personal, convenient and manageable way to finance and plan purchases. Products are bought on a hire purchase, weekly payment basis with no deposit and no credit checks.

BAYV is a responsible lender and runs through a full evaluation of affordability with each customer. It was established in 1972 in South Wales and in 1999, embarked on a UK expansion programme. BAYV now operates in the North East, Yorkshire, the Midlands, the North West and Scotland, employing 700 staff nationally and servicing almost 100, 000 customers.

By offering quality branded products, first class maintenance and after sales support, it has become a leading retailer of domestic electrical products.

BAYV strongly supports responsible lending and treating customers fairly to enable them to make purchases without creating additional financial problems. A significant number of BAYV’s new customers are as a result of recommendations from its existing customer base (41%). This is seen as a testament to the satisfaction that the products, payment method and service delivered to its customers. It is in the company’s interest not to overburden its customers financially. BAYV wants its customers’ experience of Buy As You View to be positive and for it to be the ‘manageable way to buy things for their home’. BAYV is a forward thinking customer-orientated company with ambitious plans to dominate the sector and become a significant player in the retail and consumer finance market in the UK through controlled profitable growth.