Credit Alliance Group

CreditAllianceGroup

What Is Debt Settlement?  

It involves a team of professionals who negotiate a lump sum payoff amount with your creditors to be paid out over the next 6 to 36 months, with one monthly payment. It is not a consolidation loan or credit counseling service. Debt settlement will without fail reduce your current outstanding total balances by 40-60%.

This 100% safe program puts you in the driver?s seat. You are the only person that has access to your payment account. Most debt consolidation companies require your personal checking information for payment of fees. This is a requirement to enroll in their program.

CreditAllianceGroup™ will never access you personal accounts and will invoice you monthly for payment of fees. We strive to provide excellent service to our clients with our best advertisement being a satisfied customer!

Total Debt                        $20,000.00
40% Est. Settlement      $8,000.00
15% CAG Fees               $3,000.00
Total Program Cost       $11,000.00
Total Amount Saved      $9,000.00

6 Month Program           $1,852.33
12 Month Program         $935.67
18 Month Program         $630.11
24 Month Program         $477.33
36 Month Program         $324.56
42 Month Program         $280.90
48 Month Program         $248.17

Based on $20,000.00 in unsecured debt this CAG program would save you at least $9,000.00 off what you currently owe. If you can pay more on a given month, there is no pre-payment penalty, in fact it's encouraged. You control how long youre in the CAG program. Without this program, that same amount of debt it would take you over 35 years to pay off if you paid the minimum monthly payment. CreditAllianceGroup™ unlike most consolidation companies never touches your payment account funds.

These are just some of the highlights of what CreditAllianceGroup™ will do for you:

* We use the DAAN phone module to stop all calls coming into your home so you can have peace

* Redirect phone calls from your creditors to our office so you don't have to deal with any creditor calls

* Contact your creditors on a monthly basis to keep them informed on your progress

* Negotiate with all creditors to report your account settled with a zero balance after paid

* A monthly statement with all your creditor communication with CreditAllianceGroup™

*Customer Assistance Group available to answer any and all credit question.

If you are tired of living paycheck to paycheck, with all of your money going to credit cards contact us for a Free Consultation. Working together, we will help you put this credit card debt behind you forever, so you can move forward in life.

YOUR OPTIONS

-› Debt Consolidation Loan
-› Consumer Credit Counseling
-› Bankruptcy
-› Debt Settlement - CreditAllianceGroup™

Debt Consolidation Loan

Debt Consolidation involves pursuing a NEW loan in an amount sufficient to pay-off all your existing debts. One of the challenges with Debt Consolidation is that it involves QUALIFYING for a NEW loan; generally it is difficult for individuals already in debt, or for those who have poor credit, to qualify for new loans. The risk of foreclosure or repossession is high if you fail to meet creditor conditions. Additionally, under Debt Consolidation you are still responsible for the entire amounts of all your existing debts. We also help with credit card debt reduction and credit card debt elimination.

Bankruptcy

Many people faced with financial hardship rush to bankruptcy as a method of resolving their debt concerns, although their problems might have other solutions. We believe bankruptcy should ONLY be used as a LAST RESORT; pursued ONLY after all other debt relief remedies have been explored. A bankruptcy filing is a very detrimental entry on your credit history, and can remain on your credit reports from 7 to 10 years after the bankruptcy filing has been discharged. Bankruptcy will not improve your rating.

Consumer Credit Counseling

Consumer Credit Counseling Agencies claim to be non-profit agencies that, for an 8-15% fee paid by the lender, can sometimes lengthen the term of your debt and so reduce some of your interest; however, your outstanding debt principal is not reduced. Your creditors will report to the credit reporting agencies that you are working with a credit counseling agency. Most lenders see credit counseling as negative. Additionally, this approach is typically a longer-term approach to debt resolution, taking 5-12 years compared to Debt Settlement, which can be completed in 3 years or less.

Debt Settlement - CreditAllianceGroup™
We negotiate with your creditors to settle your debt for amounts significantly less than you owe; typically we can settle your debts for 40-60% of your outstanding balances, saving you money on debt principal AND interest, and providing you the opportunity to pay-off your debt faster.