About

If you need cash today, but don't want or aren't able to get a loan, Cumulus may be the solution for you.  We can provide you cash for virtually any purpose.

We provide funds to you through our unique financing structure.  Instead of burdening our customers with additional debt in the form of a loan, we make investments in those individuals.  We provide cash today in exchange for a percentage of your future earnings.  In other words, your future payments aren't fixed like with a loan, but rather are flexible based on your earnings.  If your salary and wages go down or cease completely for some time, your payments to Cumulus shrink as well, and can even go to zero if you find yourself unemployed.  Similarly, if you find yourself in the fortunate position to see your earnings increase, your payments to Cumulus will increase.

Unlike a bank or traditional lender, our interests are completely aligned with yours.  We want you to be as successful as possible, and during hard financial times, we make your financial situation less difficult by decreasing your payments.  Americans actually cite credit card and other loan payments as one of the top reasons for having to declare bankruptcy.  But with our structure, you're in a much better situation since your payments to Cumulus match your CAPACITY to pay.  We offer a new, more customer-friendly alternative to loans.

We believe in the value and resourcefulness of the American worker.  We know that even if times are tough financially, most Americans want to work and will continue to work and earn money in the future.  That makes anyone who is willing to work a valuable resource -- and we are willing to provide cash to you today in exchange for the opportunity to invest in your future.

Give us a call today, we'd love to talk to you.  We'll be happy to provide a free, confidential, no-obligation consultation.  An initial quote only takes a few minutes, and if you like what you hear, we me may be able to provide you with the funds you need.  It's the best alternative to a loan you've never heard of.