Jacksonville, NC -- July 7, 2011 -- Danielle L Coleman, REALTOR(R) with Century 21 American Properties in Jacksonville, NC has earned the prestigious Certified Distressed Property Expert(R) (CDPE) designation, having completed extensive training in foreclosure avoidance, with a particular emphasis on short sales.

At a time when millions of homeowners are struggling with the possibility of foreclosure, the skills and education amassed by Coleman will help benefit Jacksonville-area citizens and communities.

Short sales allow the distressed homeowner to repay the mortgage at the price that the home sells for, even if it is lower than what is owed on the property.  With plummeting property values, this can save many homeowners from foreclosure and even bankruptcy.  More and more lenders are willing to consider short sales because they are less costly than foreclosures.

Today, more than 13% of homeowners are delinquent on their mortgages or in the foreclosure process.  This is occuring across all markets, and the fastest growing category of homes in foreclosure is the luxury home market.

"The CDPE designation is invaluable as I work with homeowners and lenders on complicated short sales," said Coleman.  "My husband is an active duty military member, and we've been through the short sale process ourselves with our first home, when he received orders shortly after the market crashed.  It is so rewarding to help families save their homes from foreclosure, and avoid some of the heartache and hassles I experienced myself."

Alex Charfen, co-founder and CEO of the Distressed Property Institute in Austin, Texas, said that agents such as Coleman with the CDPE designation have valuable perspective on the market, and training in short sales that can offer homeowners real alternatives to foreclosure, which can be devastating to credit ratings.

"These experts better understand market conditions than the average agent, and can help sellers through the complications of foreclosure avoidance," he said.

The Distressed Property Institute provides live and onlinne courses to train real estate professionals how to help homeowners in distress, with a strong focus on handling short sales.

"Our goal is to help as many homeowners as possible, by educating as many real estate professionals as possible," Charfen said.  "Danielle Coleman has demonstrated a commitment to struggling homeowners, a commitment that can provide much-needed stabilization to the community."

For more information about CDPE designation, visit www.cdpe.com.

If you or someone you know is facing a possible foreclosure, please contact Danielle Coleman at 910-378-0687 or DLC.C21@gmail.com for a complimentary, personalized review of your situation and to learn what options may be available to help you avoid losing your home.