Electronic Merchant Services (EMS) established in 1999 is a leading credit card merchant services provider processing millions of dollars in credit, debit, check, gift card and ATM transactions.  EMS is founded in reliability, consistency, strength and security.  EMS has discovered a ground breaking method to managing merchant processing accounts by taking a “CPA approach to merchant services ™.”  By managing interchange, risk and compliance mandates EMS has dramatically reduced cost and liability for thousands of businesses accepting credit cards.