FinScore is known to be the first fintech company in the Philippines to leverage alternative data, including telco data to score credit-invisible markets. Telco data is based on over four hundred (400) telco variable as data and voice usage, top-up patterns, location, SIM age, and many more. Combined with FinScore’s Machine Learning algorithms cutting-edge technologies, such as Gradient Boosting and Neural Networks, FinScore is proven to have a highly predictive scoring power. The analyzed data provide financial institutions with critical knowledge and insights about the creditworthiness and willingness to repay of a particular market segment, until this point known as “the unbankable customers.”
To know more about our FinScore credit scoring services, visit https://www.finscore.ph/ or follow us on LinkedIn.