HEMIC is the State of Hawai’i’s largest workers’ compensation insurance company, caring for more than 6,\600 businesses and 75,000 workers across the Hawaiian Islands. Rated “A” for financial strength by A.M. Best, HEMIC is a mutual insurance company and has returned more than $44 million dollars in dividends to its policyholders over the past 16 years. An expert in safety, HEMIC helps employers prevent workplace injuries as well as care for injured workers. HEMIC has two wholly owned subsidiaries:  HIMI, a managing general agency, and EPIC, an insurance carrier offering temporary disability insurance. To learn more about HEMIC, please visit www.HEMIC.com.