Ledford Financial is one of Central Florida's largest independent financial planning and investment advisory firms, working predominantly with business owners and high net worth individuals, as well as for-profit and not-for-profit companies. Started in 2002, Ledford Financial manages more than $125 million in client assets, is a major contributor to multiple charities and a sought after source for industry media on a variety of financial topics.
Our services include:
FINANCIAL PLANNING: A comprehensive Financial Plan should be the cornerstone of every wealth management strategy. We develop plans using our own proprietary model called “The Strategic Planning Process™” (SPP) and provide detailed recommendations in each of the following areas: Cash Management, Tax Savings, Insurance and Asset Protection, Investment Allocation, Financial Freedom, Charitable and Legacy/Estate Planning.
EMPLOYEE RETIREMENT BENEFITS: As 401k consultants to all types of businesses, we take a hands-on approach to determine the best retirement plan for each individual’s need. We offer an array of investment options, highly competitive rates and make the process of establishing or transitioning retirement benefits as painless as possible.
INSURANCE: In order to protect assets and income, insurance is often a necessity. We work with several national network insurance brokers to assist our clients in obtaining the best in life, disability and long-term care insurances for personal and business purposes.
INVESTMENT MANAGEMENT: We actively manage investment portfolios using a combination of our exclusively-owned and operated system, “The Strategic Investment Process™” (SIP) and Commonwealth’s PPS program. We begin with an investment policy statement that is agreed upon by the investor and advisor, outlining the overall investment allocation and strategy. There are 5 steps to our process: determining risk tolerance, building an initial allocation, hiring the appropriate managers, creating alerts and action points, and reviewing and adjusting. These portfolios are monitored daily, with typical monthly adjustments and quarterly reviews. We seek as our primary goal to protect your capital as we take advantage of growth opportunities in an ever-changing market environment.
FINANCIAL QUATERBACK/PERSONAL CFO: This service was introduced in 2002 for our clients with over $1 million net worth. This is a packaged service that encompasses all of the above for a bundled rate. There is often significant, ongoing planning and interaction with our clients’ other personal and business advisors. Included are monthly strategy sessions that typically include the review of financial statements, goals and overall wealth management.