OnTrajectory.com is a financial technology startup that has created a high-fidelity financial planner that maps out users’ financial ‘trajectories using income(s), investments, assets, and expenses all in one graph displaying a user's financial future. The software is fully functional via web browsers on computers and tablets. OnTrajectory is accessible through a smartphone but not encouraged for use after quickly signing up. Sign-up is easy and users answer just four quick questions to get started. From there, users can continue entering monthly and yearly data to create a high-fidelity graph of their financial future.
OnTrajectory is only for simulation purposes and doesn’t change or touch any existing financial accounts – meaning, users get to “play” with their money, and not have any repercussions, which is good. Once a user has all their data in, that’s when it’s best to see how one can start maximizing their money and building toward retirement. OnTrajectory supports and encourages the vision and goal of being on FIRE or Financially Independent to Retire Early and is incorporating a knowledge base in their blog to help users with that.