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HomeATM manufacturers the Industry's First PCI 2.0 Certified PED (PIN Entry Device) designed exclusively for use with eCommerce.  The device not only provides "Card Present" Transactions in a "Card Not Present" World (Wide Web) but also provides "True PIN Debit Interchange" for merchants.  The consumer benefits from the convenience and increased security inherent with alleviating the need to "type" their card numbers.  They simply "swipe" their card and the data contained on the magnetic stripe is instantaneously encrypted along with the Track 2 data.  Our military grade end-to-end encryption provides the consumer with the most secure online transaction available, as it mimics the traditional PIN debit transaction performed at Brick and Mortar locations.  The end result is a more secure, more convenient purchase for the consumer and a more secure, lower cost transaction for the e-merchant.  A Win-Win Breakthrough and Security Advancement First.