In 2009 Sherman Bridge Lending began offering hard money loans for flippers and landlords looking to purchase distressed single-family residential real estate. The management team brings a high degree of ground-floor experience in the investment residential real estate market. This hands-on background has pioneered the development of a new and essential loan product for real estate investors that blends the security of a 30 year loan term with low rates and additional financing for property repairs. Investors no longer need to choose between a bank and a hard money lender to fund their deals, the Sherman Bridge loan allows for the best of both worlds. The benefits are low rates and high loan-to-value ratios. Clearly it works well for borrowers; Sherman Bridge Lending maintains one of the lowest loan default ratios in the industry.