Your Spending Plan, created by Karen Vickers of Your Wealth Vault, is an online financial education program where you’ll learn how to take control of your finances, step-by-step, identifying financial goals you want to achieve, and planning a path to your financial security. You’ll easily learn everything you need to know to manage your money in order to make confident financial decisions.We'll help you to understand the flow of your money and through our own online budgeting tool,which we call Your Spending Plan,you will have the best money advice to feel confident in yourself and your money.