xpate is a fintech startup that enhances global payments using a design-centric approach to serve growing business needs. We make the payment process easier, faster and accessible to everyone by introducing the first true drag and drop payment experience in the world uniting all payment methods in one account.

xpate is an e-wallet system both for retail and business customers who aim to make the financial sphere of their lives comfortable and hassle-free. More than 300 companies processing over 50000 transactions daily utilise xpate to expand their business across frontiers.

Covering end-to-end payment needs of businesses worldwide we offer:
SEPA and SWIFT multi currency payments
Individual IBAN (International Bank Account Number) accounts
Visa, Mastercard, Union Pay card processing
Currency exchange at competitive rates
OCT (Original Credit Transaction) Payouts, Mass Payouts, Batch Payouts
Alternative Payment methods (APMs)
Card-to Card Transfer