Our "Credit Score Optimization" calculates your credit score today and increases your credit scores using algorithms that digitally scan your entire credit profile finding hundreds of nuance calculations of actionable processes that will result in a maximum credit score increase of up to 300 points. It implements a simulator much like the credit bureaus use to offer to consumers what they can do to increase their credit, make recommendations and reveal the potential results if those recommendations are implemented.  The difference in the CSO and theirs is ours actually implements the changes needed in real time, achieving the highest score possible.