As a former merchant services agent with nearly a decade of experience, I learned just how confusing the merchant services and credit card processing industry can be. To make matters worse, many merchant account providers take advantage of the complication by using unethical and misleading sales tactics. I created CardPaymentOptions.com to help business owners avoid the pitfalls that cost uniformed merchants thousands of dollars in excessive fees. Unlike most merchant account blogs that are surreptitiously trying to sell you a merchant account, on this site you will find unbiased merchant account reviews, ratings and money saving advice.