Cpay360, an innovator in banking and payment technology offers a comprehensive suite of payment products and services through a SaaS delivery model. Cpay360 also provides online banking platforms, mobile banking apps, remote deposit capture and IVR systems. With Cpay360's state of the art Multichannel Payments Platform and processing solutions, financial institutions with less than $500 million in assets can enter the 21st century with versatile, multi-channel access tools extending their reach beyond the branch. The SaaS model provides smaller financial institutions with an opportunity to offer the same modern technologies and services offered by their larger rivals at a fraction of the cost and without the upfront fees and maintenance costs of a typical installation.