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For 40 years Gary was a successful entrepreneur in the art business. He had an elegant, comfortable lifestyle and a stellar credit rating. Suddenly, outsourcing to China and the collapse of the housing market turned his world upside down. He found his financial legs cut out from beneath him and, like many other Americans, his house worth less that his mortgage.

 

After months of seeking help from creditors and consultants, Gary decided to become his own personal credit expert. Now he extends his knowledge and experience to readers in need who wish to end their own credit nightmares.