Should I consolidate my individual debt?

It might make sense to consolidate a few of your credit card as well as other individual debt into a brand new consolidated loan, usually a home-equity loan. Debt Consolidation loans can considerably decrease your required month-to-month payment because they’re usually amortized over ten or 15 years. Use this debt consolidation calculator to determine how rapidly you can get out of debt and just how much interest you may save.