Credit Card Management Services, Inc. d.b.a. Debthelper.com is an IRS Approved 501c3 Non-Profit Florida Corporation dedicated to our mission to educate, advise and empower youth to seniors to handle debt, credit and housing and to provide affordable housing opportunities through the acquisition and rehabilitation of residential properties.

Debthelper.com partners with those who create opportunities for people to live in affordable homes, improve their lives and strengthen their communities. Debthelper.com is ISO: 9001 Certified as audited by BVI, is licensed, bonded and insured to provide quality debt management services as governed by its Code of Practice and Best Practices through its membership with AICCCA, the Association of Independent Consumer Credit Counseling Agencies. Debthelper.com is a member of ACCPros, the Association of Credit Counseling Professionals, a member of the Florida Housing Coalition, a member of the NCHA National Housing Counseling Association. Debthelper.com adheres to the NISHEC National Industry Standards for Homeownership Education and Counseling and is a partner with the FHF Florida Housing Finance Corporation. Debthelper.com is a proud member of the Southeast Florida Better Business Bureau, to view our BBB Report.

We offer education and counseling on:
* Financial Management / Budgeting Counseling
* Home Equity Conversion Mortgage Counseling
* Credit Report Education One-on-One Counseling(offering a broad view of what you should look out for on your credit report)
* Budgeting and Spending Plans
* Money and Debt Management Programs
* Pre-Filing Credit Counseling for Bankruptcy (Pre-petition/ Course 1)*
* Pre-Discharge Debtor Education Courses, also known as a Personal Financial Management Instructional Courses, for Bankruptcy (Course 2)*
* Life After Bankruptcy – Credit Education
* Mortgage Delinquency and Default Resolution, Loss Mitigation
* Resolving and Preventing Mortgage Delinquency Workshops
* Pre-Purchase Homebuyer Counseling
* Pre-Purchase Homebuyer Education Workshops
* Financial, Budgeting and Credit Education Workshops
* Custom Tailored Financial Life Skills Training Workshops
* Employee Assistance Financial Life Skills Training Workshops
* Florida Hardest Hit Eligibility Determinations
* And More Financial Rescue Options

Since being formed in 1996, we have helped guide tens of thousands of people out of financial difficulty. We serve clients in almost every state in the union. Our multilingual, multinational team is different from many other agencies as we put the client first whether or not they join one of our programs. Debthelper.com Certified Personal Finance Counselors CPFC counselors strive to get to the root of the counseling issues and once and for all, help to seek their resolution. We have locations in Clewiston, FL; Boston, MA, Asheville, NC and Las Vegas, NV.