Co-founded by Kirk Chivas and Ken Turkington in 2007, First Commerce Financial was created to provide the residents of Michigan with simple and objective lending solutions, thus resulting in a positive mortgage experience.

Whether you are a first time homebuyer, moving into a new home, or looking to refinance your existing home, we here at First commerce Financial are here to assist you every step of the way. Working with a licensed Michigan Mortgage Broker with expert local knowledge ensures that you are getting the best mortgage rates in Michigan available with the right loan program that best fits your home loan needs.

Our Mission is to help navigate this intimidating time by giving honest, knowledgeable, and straight forward answers to your home financing questions. We will provide you, and your circle of influence, the factual information you need to understand all options available to help now, and more importantly, to build a solid foundation for the future.

Our services include:
    - First Mortgage Loans
    - Fixed Rate Mortgages
    - Adjustable Rate Mortgages
    - Refinancing
    - Home Affordable Refinance Program (HARP)
    - FHA Streamline Refinances
    - Investment Property Loans
    - USDA Rural Development Program

If you have any questions about your current mortgage situation or if you know anyone that can benefit from sound mortgage advice, please give us a call or stop by and visit us!