About

First Star Capital is an established firm that has financed thousands of different businesses across the country and has funded hundreds of millions of dollars worth of capital equipment. We are an independent commercial lender with a specialty focus in equipment financing and leasing. First Star Capital is a direct lender with the ability to quickly and efficiently fund new financing requests between $10,000 and $10,000,000. We have a substantial asset base on our balance sheet which allows us to offer some of the most comprehensive and competitive equipment financing programs in the industry. Since we are a direct lender with our own funding and servicing capabilities we are able to deliver tangible value added financing solutions with the utmost flexibility. First Star Capital has the internal ability to underwrite a variety of different financing requests – nothing is too big or too complicated.

Our clients include businesses from a range of industries throughout the country. We are dedicated to timely actions and the ultimate success of our customers. First Star values your business and will go above and beyond the call of duty to exceed expectations. There is a reason why our new clients consistently become our old clients and our best source of new business.
The dedicated team at First Star Capital is always willing to help. Our employees are highly trained professionals. We take pride in being harder working and more motivated than our competitors. You will almost always be able to speak directly with an equipment finance specialist, a certified leasing professional or an officer of the company. First Star has rapidly become the standard for superior customer service. We are proud of the fact that most of our business comes from existing customers and word of mouth referrals. Exceptional personal service is the reason that 95% of our customers plan on working with us again and would recommend us to their peers.

Brad Harmon, President of First Star Capital, is a Certified Lease Professional. The CLP designation is only given to those individuals that have demonstrated success in the leasing industry for a minimum of five years and have completed a thorough training program covering 16 subjects and have passed the most rigid test in the industry. To put it in perspective, the equipment lease and finance industry accounts for nearly $600 billion in annual capital equipment expenditure - almost a third of all commercial equipment investment. Eight out of 10 U.S. companies lease and finance all or some of their equipment. There are roughly 4,000 - 5,000 leasing firms in the U.S but there are only less than 250 CLP’s.

First Star Capital is a BBB (Better Business Bureau) Accredited Business. The BBB adheres to the highest standards of professional conduct and this accreditation means that we are part of an elite group with a proven track record for being honest, dependable and responsive. First Star is also a proud member of two prominent industry associations; the NEFA (National Equipment Finance Association) and the NAELB (National Association of Equipment Leasing Brokers)