Fred Livai Financial

As a financial consultant, my role is to provide clients with comprehensive financial advice and support. I work with individuals, families, and businesses to help them achieve their financial goals, create budgets, manage debt, and build wealth.

One of the most common issues clients face is credit problems. I understand how important credit scores are and how they can impact a client's ability to get approved for loans, secure housing, or even get a job. Therefore, I offer credit counseling and coaching to help clients improve their credit scores.

First, I review clients' credit reports and identify any errors or inaccurate information. Then, I work with them to develop a plan to address these issues and dispute errors with the credit bureaus. I also provide guidance on how to build and maintain a strong credit history by making timely payments, keeping credit utilization low, and using credit responsibly.

In addition to credit counseling, I offer a range of other services, including investment advice, retirement planning, tax planning, and estate planning. I understand that every client has unique financial needs and goals, and I work closely with each client to develop a personalized plan that fits their specific circumstances.

Overall, my goal as a financial consultant is to provide clients with the knowledge and tools they need to achieve financial success. Whether they are struggling with credit issues, need help creating a budget, or want to plan for their retirement, I am here to help them every step of the way.