FRE's goal is to ensure that all policy holders in floodplains receive the lowest flood insurance premium possible, while also verifying they are in compliance with FEMA and NFIP regulations. A big misconception is that all NFIP insurance is the same and there is nothing you can do too lower your current rate. This is false, there are a multitude of ways to lower it. Whether that is proper mitigation, your current agent misrating you, or being elgible for private flood insurance we will make sure to point this out to you.