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Healthcostadvantage.com has developed a new financial software program that will easily determine if a business should keep their current group health insurance or replace their group policy with individual policies through Obama care. Healthcostadvantage.com will calculate the federal subsidy that each employee will receive under Obama care and show the employer their annual savings by utilizing government subsidies to help pay for their employees health insurance premiums. Bruce Kaufman ChFC, the founder and owner of Healthcostadvantage.com is a software developer and has numerous patent applications in regards to software related to financial planning and design. With the Supreme Court upholding Obama care on June 28, 2012, every public and private entity needs to perform a comprehensive financial analysis in regards to whether they need to keep their current group health insurance or drop their group health insurance and direct their employees to their respective state's health insurance exchange. For every 100 employees a company or public entity will save approximately $1 million annually on their company provided health insurance payments. Obama care is just a government subsidation of an employees health insurance premium. Employees are able to pick their health insurance policies from a variety of health insurance companies within the United States and under Obama care they will still be able to keep their personal doctors. With health insurance premiums compounding at an average annual rate of 12% the annual premium for a family health insurance policy will approach almost $50,000 per year in 10 years. Every public and private entity in the United States needs to review their current and future health care costs and compare their annual savings if they switched to Obama care. Healthcostadvantage.com has made this complicated financial decision easy to figure out. Visit our website at www.healthcostadvantage.com and watch our explanation video on our home page. Bruce Kaufman ChFC, is the nations number 1 authority on Obama care and is available anytime at 313.549.1880 to answer reporters questions concerning any aspect of Obama care.