Insurance is all about distributing risks as it helps you to hedge against the risk of uncertain loss. The process followed by all insurance companies is same but what makes us stand apart is our rich experience in the insurance industry. We are the online venture of Havmore Insurance Brokers private Limited. Armed with ISO 9001:2008 certification and our unconditional commitment for quality service, we are positioned as one of the leading insurance brokers in Mumbai.
We think making investment in insurance is an important component in anyone’s financial planning. With rich background in insurance industry, we personally analyse and give some of the best risk coverageto our clients based on their requirements. Insurance is a vast sector and has evolved as a separate field of study and practice. When you select a policy, you have to aim at selecting a complete risk cover rather than buying a pre-packaged solution. We, therefore, believe in educating our clients about the pros and cons of various policies and helping them choose the best risk cover to meet their needs.
The following are some of the personal insurance policies we deal with.
Health insurance policy: Financial constraints during critical illnesses, accidents, disabilities and other health conditions that need medical care are unexpected in anyone’s life. Health insurance policy helps you to mitigate such risk by covering doctors’ fees, room charges, medication and other hospital bills that could cross beyond your limit in cases like cardiac diseases, brain diseases, organ transplant, paralysis treatment, etc.
Motor Insurance: If you own a vehicle, the best way to cover the risk is to have your vehicle protected under a motor insurance. When you buy a motor insurance, you are not only covering the damages to your vehicles but also the damages to the driver and to the third parties like individuals or vehicles damaged by the insured vehicle. Additionally, you can also expect coverage for damages due to fire, theft, burglary, riots, natural calamities, terrorist attack and many more.
Apart from these insurance solutions, we also deal with widely popular insurance policies like travel insurance and home insurance. Our life insurance policies include term plan, child plan, traditional plan, pension plan and unit linked plan.
We also specialize in business insurance covering a wide range of solutions including employee benefits, asset insurance, and liability insurance. Business insurance is a broad term for a group of insurance solutions that cater to the business needs. For example, under employee benefits the solutions include group life insurance, group mediclaim policy, group personal accident policy, and retirement solutions.
Our asset insurance under business insurance typically provides coverage for advanced loss of profit or delay in start-up, burglary insurance, construction all risk, consequential loss insurance, contractor plant and machinery insurance, electronics equipment insurance, fire insurance, jewellers block policy, marine hull insurance, money insurance policy, office package insurance, and shopkeepers package insurance.
Liability insurance under business insurance typically covers carrier’s liability insurance, employment practices liability, kidnap, ransom and extortion insurance, product liability insurance, public liability insurance, public offerings of securities, crime insurance and many more.
Thus, at InsuranceBazar.in, availability of all insurance solutions meets expertise of insurance broking, adding value to your personal life or your business.
Please visit http://www.insurancebazar.in/ for more information