Loan Depot offers home loans and refinancing services. Our business channels include direct lending, affinity, branch retail and servicing. We are a direct mortgage lender enabling us to deliver low rates, fast approvals, and closings up to 50% faster than the industry average. Licensed in all 50 states, loanDepot is an approved seller/servicer to Fannie Mae, Freddie Mac and Ginnie Mae and services a majority of the loans it originates. Its product lineup includes FHA, HARP, VA, and Jumbo loans.