Lyfeguard

Lyfeguard is the secure system of record where regulated firms hold their clients' essential life and financial information. Built for wealth managers, financial advisers, IFAs, private client law firms, accountants and estate planners, it replaces fragmented files, static fact-finds and email-bound documents with a single, structured client record that stays current under the client's control.

Important client information — assets, liabilities, policies, pensions, Wills, LPAs, key contacts, family details — is typically scattered across spreadsheets, scanned PDFs, paper files, inboxes and bank statements. Each fact-find captures a snapshot that goes stale within weeks. Advisers and lawyers rebuild the same picture at every life event and annual review. When something serious happens — incapacity, bereavement, intergenerational transfer — families and professionals struggle to locate what they need. Onboarding takes longer, reviews are less informed, compliance evidence is harder to assemble, and the client experience falls short of what Consumer Duty now requires.

Lyfeguard brings every essential element of a client's affairs into one structured record, organised across eight domains: Personal, Financial, Legal, Property, Health & Wellness, Digital & Subscriptions, Retirement, and End of Life. Financial data flows in automatically through Open Finance connections to 250+ UK banks, pension providers, investment platforms and insurers. Documents, key contacts and life context sit alongside, with reminders tracking expiry dates, renewal windows and statutory deadlines. The client owns and controls their record, deciding what is visible to which adviser, family member, and at what time.
For wealth managers, IFAs and financial advisers, Lyfeguard sits alongside your CRM and platform as the source of truth for client life and financial information. The static fact-find is replaced with a record that updates continuously through Open Finance. New clients are onboarded faster — they pre-populate their own record before the first meeting. A complete picture of assets, liabilities, pensions, policies and beneficiaries is surfaced ahead of every review. Consumer Duty is evidenced through documented engagement and information accuracy. Advice opportunities — protection gaps, IHT exposure, pension consolidation, intergenerational planning — become visible earlier. Shared family access strengthens the retention story through wealth transfer.

For private client lawyers and estate planners, Lyfeguard provides a secure digital home for the documents and information at the heart of every estate matter. Wills, LPAs, deeds, trust documents and end-of-life wishes are held in an encrypted vault the client controls. Full asset, beneficiary and contact information sits in one structured record, ready for estate administration. The discovery burden at bereavement is dramatically reduced. Loss-of-capacity events are supported through continuity workflows and pre-authorised access, modernising client service while keeping the firm firmly in control of the relationship.

Platform features include the Open Finance dashboard with live connections to 250+ UK institutions; an AES-256 encrypted document vault with granular, permission-based sharing; automated reminders for renewals, deadlines and key life dates; an adviser and firm portal with multi-client visibility; a unified address book mapped to the relevant areas of the record; and client-defined access controls including time-limited and event-triggered access for executors and attorneys. White-label and co-branded deployment is supported.
Lyfeguard meets the trust, security and compliance bar required for wealth, legal and financial services. The company is FCA-authorised, ISO/IEC 27001 certified and Cyber Essentials accredited. Infrastructure is UK-hosted with 24/7 monitoring, AES-256 encryption at rest and in transit, and two-factor authentication on every account. Lyfeguard is a Consumer Duty Alliance affiliate member and a Personal Finance Society Associate Firm.

Firms deploy Lyfeguard in one of three ways: as a firm-funded client offering rolled out as a value-add; as a white-label or co-branded deployment under the firm's brand; or as partnership distribution within a wider service proposition such as ongoing advice or estate planning packages. Implementation takes days, not weeks, with no CRM data migration required — Lyfeguard sits alongside the systems firms already use.

Lyfeguard is a UK WealthTech company founded to solve a problem its founder experienced first-hand: the difficulty of locating essential personal information at the moments families and professionals most need it. It was named in the 2026 WealthTech100, is profiled by The Wealth Mosaic, and was selected for the Fintech Innovation Lab London 2025 in partnership with Accenture.