We are an hourly, fee-only personal financial advice firm. No sales or investment management. We provide advice on an hourly or project bid basis. We are affiliated with the National Association of Personal Financial Advisors (napfa.org) and the Garrett Planning Network (garrettplanningnetwork.com). Our firm is a Registered Investment Adivser in MD, DC, VA, NY and CA where the majority of our clients are located. We have clients all over the world. We only give advice to Americans on their US assets. Our website has complete details including pricing and answers to commonly asked questions. We are reporter friendly.