About

Merchantech's Approach to High-Risk Payment Processing:

Merchantech positions itself as a full US acquirer, meaning they directly connect to major card brands like Visa and Mastercard. This is a key differentiator, as it eliminates the need for third-party involvement (like ISOs or independent sales organizations) that can often add layers of fees and complexity. By being a direct acquirer, Merchantech aims to offer:

Lower Processing Rates: Without middlemen, they can often provide more competitive rates for high-risk businesses, which typically face higher fees than their low-risk counterparts.
Enhanced Security: They emphasize robust security measures, including data encryption, tokenization, PCI DSS compliance, and fraud prevention tools, to protect sensitive customer data and mitigate risks.