Omne, a mobile wallet tethered with a universal payment card, is creating a bridge from current payment methods to mobile payments. Omne is designed to give consumers and businesses a more secure and functional mobile wallet solution. Our objective is to give customers a secure and private way to organize their payment information, while providing them with an easy to use platform that works on current standard payment terminals. Users can transition from an unorganized wallet to a system that allows payment anywhere, anytime, with any desired line of credit.