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Automobile Finance Companies
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We are specialized in getting you approved for a bad credit auto car or truck loan regardless of your past credit history. Our team of experts specializes in helping good people who have faced financial challenges.
Bad Credit Your Not Alone..
These are tough economic times, and there are many people out there with bad credit ranging from severe to minor blemishes. Often, those with the worst credit don’t even think achieving financing is possible. However, nothing could be further from the truth. We know how to achieve car loans no matter how bad your credit history is.
Bankruptcy
Sometimes a financial situation becomes so unmanageable that bankruptcy is the only option.
So in the aftermath, many people are skeptical to believe they can get financing for anything, let alone a car. Nevertheless, it’s not impossible, and with the proper knowledge and techniques, we can achieve it on your behalf. Moreover, we can continue to help you as your credit improves.
Divorce, He said She Said...
So many people believe that divorce marks the end of a couple’s problems, but in many cases, it’s just the start of the worst ones. Pre-divorce car loans can make for sticky situations, and they can leave you viewed unfairly by the banks and other finance companies. At Auto Credit Financial, we understand how to overcome the credit hurdles introduced by divorce, and get you the loan you deserve.
No Credit History
A catch-22 exists in the world of credit. No one wants to be the first to finance you without a cosigner. A cosigner is how most first-timers achieve credit. Unfortunately, a cosigner is not an option for a great many people. Fortunately,Auto Credit Financial knows the ins and outs of achieving credit for those with no credit history. We offer a wide variety of financial options for people without a proven track record of credit worthiness.
College & First Time Buyers
Did you know some lenders have special programs that are designed to help recent graduates of college and university start their financial future with ease? Even if you don’t have established credit we can help you secure a low rate on your first car loan! Ask one of our financial experts about our New Graduate Program!
Self-Employed
It’s an unfortunate aspect of the system that hard-working, self-employed men and women are at a disadvantage when it comes to achieving credit. Many banks and financing companies won’t even entertain the idea of extending credit to a self-employed person. Auto Credit Financial has specialists on the team that know exactly what to do to get the credit you deserve today.
Don’t you consider it strange that most people spend all that time shopping for a car, and then tackle financing at the very end? Cars are usually the second biggest purchase a person will make, other than a house. Most people wouldn't dream about shopping for a house without being pre-approved for a mortgage. With Auto Credit Financial you can do just that! Get pre-approved for the lowest possible rates before you shop. Begin the car buying process with confidence that the money is there for you once you've found your new car.