PAAY is the fast, simple and secure way to make purchases online. It’s as simple as typing your phone number and then entering your personal PIN once the transaction appears on your phone. You’re done in 2-steps! Not only is PAAY easy to use, it’s also secure – the merchant will never see your credit card information.

For merchants, PAAY alleviates the worry of credit card theft, along with minimizing the risk of chargebacks and fraud. Our 2-factor authentication helps lower interchange and shift the liability off of the merchant! Best of all, merchants never have to worry about stolen credit cards since they never have to handle them.

PAAY is the fastest and most secure way to PAAY online.