About

Plootus is a free, AI-powered retirement planning platform designed to help every American make smarter decisions about their 401k, 403b, 457, and other workplace retirement plans.

Millions of Americans are invested in retirement plans they don't fully understand — paying hidden fees, holding the wrong funds, and missing out on employer matches. Plootus was built to fix that. Our platform analyzes your specific employer's retirement plan, identifies high-cost funds, and provides personalized recommendations so you can retire with more money — without needing a financial advisor.

WHAT PLOOTUS DOES

Simply search for your employer, and Plootus instantly shows you:

- The full fund lineup available in your plan
- The expense ratios of every fund — so you can see exactly what you're paying in fees
- Personalized fund recommendations based on your age, risk tolerance, and retirement goals
- How your plan compares to other employers in your industry
- Your projected retirement balance based on your current contributions and investment choices

No Social Security number. No credit card. No financial advisor required. Just clear, unbiased data about your retirement plan — completely free.

WHO WE SERVE

Plootus is built for all Americans with a workplace retirement account, including:

- Employees with 401k plans at private companies
- Teachers, university staff, and nonprofit employees with 403b plans
- Government and public sector employees with 457 plans
- Federal employees with Thrift Savings Plans (TSP)

Whether you are just starting your career or approaching retirement, Plootus gives you the tools and data to make confident decisions about your financial future.

WHY IT'S FREE

Plootus is free to use because we believe every American — not just those who can afford a financial advisor — deserves access to clear, unbiased information about their retirement savings. We are an SEC-registered investment adviser committed to putting our users' financial interests first.

RESEARCH & RESOURCES

In addition to our planning tools, Plootus publishes data-driven research and educational content including:

- Average 401k balance benchmarks by age
- Best and worst states to retire — all 50 states ranked
- Most tax-friendly states for retirees
- Retirement savings gap analysis by gender and race
- 403b, 457, and TSP plan guides
- Retirement calculators and projection tools

ABOUT PLOOTUS

Plootus LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training. Headquartered in the United States, Plootus is on a mission to close the retirement savings gap by making professional-grade retirement planning tools accessible to every American worker.

Website: plootus.com