James Ward is wealthy. Not “John D. Rockefeller wealthy,” but rather, has more money flowing in than flowing out. He is or has been a successful computer scientist, Coast Guardsman, Army officer, analyst, musician, graphic designer, skier, manager for a defense contractor, business owner, and a writer. He is also a successful investor, but lives well within his means. As the owner of Poor Richard Web Press, he helps businesses, non-profits, and individuals succeed with their Internet marketing goals. He also helps other writers and authors with free online marketing tools at BiblioScribe.com, and is a contributor to First Book, an organization that provides new books to children in need. Although his savings and investments continue to grow from the continual practice of Dr. Benjamin Franklin’s Thirteen Virtues while following the Cycle of Positive Wealth©, he realizes that his only true and most valuable treasure is his family and friends.