About

In 2010, the Dodd-Frank Act called for the creation of a 'qualified mortgage' rule to limit high-risk lending practices in the United States. Unfortunately, these rules created a stream of misinformation, speculation and rumors. The publishers of the Home Buying Institute created a new website, QualifiedMortgage.org, to reduce this confusion as much as possible.

QualifiedMortgage.org is a not-for-profit educational resource for consumers, mortgage professionals and journalists. The website is frequently updated as new details emerge. It is a collaborative effort. Readers can submit corrections and/or additions, with fact checking performed by the site's editors.