A Personalized Approach to Wealth Management - Retirement Asset Management, LLC is a fee-only financial planning and investment advisory firm with offices in Bellevue and Bainbridge Island, Washington.
Dave Welty, CFP® established the firm in 2000 with the vision of providing personal financial services to middle-income working professionals in a manner that was friendly, unassuming and relationship-driven. Rather than targeting just high net worth individuals, Retirement Asset Management seeks to create them by helping people put their money to work with discipline, direction and a long-term outlook.
Today, Retirement Asset Management serves a diverse client group with a team of financial advisors and a dedicated support staff.
Our fee-only compensation and independence assures that our services are provided in the best interest of our clients. When you work with us, you can expect unbiased financial advice on planning your future and managing your assets as you strive to achieve your goals and dreams.
You will also find that we place great value in the quality of the relationship we have with you. That's why we work hard to create an open and lasting dialog with our family of clients. Helping people navigate safely through difficult market conditions or changing life circumstances has earned us the referrals and support that have built our business.
Find out what we can do to bring order and direction to your financial affairs. Call us today or complete the Contact Form and we'll be in touch with you.
Your Goals, Our Guidance --We'll Help You Get Where You Want To Be
At Retirement Asset Management, we take a holistic approach to managing your wealth by connecting all the financial areas of your life into one comprehensive plan based on your unique situation—your resources, goals, risk tolerance and time frame.
Our wealth management strategies consist of two primary services: comprehensive financial planning and on-going asset management.
Comprehensive Financial Planning—Replacing random financial choices with a well-balanced plan assures the elements of your financial life work together. We’ll work with you to develop a personalized financial plan that is easy-to-understand and provides a way to track goals and measure progress.
Financial planning covers many areas including retirement planning, college funding, risk management, tax-advantaged strategies, estate planning and charitable giving. Working with affiliated professionals, we can provide specialized expertise for other complex financial matters.
Ongoing Asset Management—Finding the right mix of risk and reward, we’ll create a diversified investment plan for managing your assets in accordance with your financial plan. Unlike brokers, bankers or insurance sales people, our financial advisors are not limited by a narrow field of investment choices or motivated to sell “in-house” financial products. Our fee-based approach to services places our focus solely on serving your best interests.
In any market, there are always smart places for your money. We’ll help keep you on course and give you the guidance and support to avoid expensive emotional reactions to unexpected market swings.
From accumulation to conservation to distribution, we’ll guide you every step of the way, helping you reach your goals before and after retirement while accommodating those unexpected bumps along the way.
Find out why people choose us to create a personalized financial plan that will help them realize their goals and afford them peace of mind.
The Process of Building Financial Security - We utilize a disciplined approach to increase the probability that you will meet your financial objectives for a secure future. There are five distinct steps in our financial planning process.
#1 Engage and Gather—We start by listening to your unique story. Our goal is to build a long-term relationship with you based on understanding your interests, goals and vision of the future for you and your family. Staying informed about the changing needs of your life’s circumstances will be part of our ongoing process of managing your wealth.
#2 Analyze—We review your current financial situation to determine where you’ll need to be at key milestones in your life to meet your goals and objectives.
#3 Develop—A personalized investment plan is developed that matches your tolerance for risk and your desire for return. It is the financial road map that will guide our approach to managing your assets.
#4 Implement—Based on your customized investment plan, we invest in a portfolio diversified across asset classes and investment styles. We manage your assets using the same academic theories and portfolio modeling techniques used by institutional investors.
#5 Monitor—Your portfolio is regularly reviewed to ensure it remains consistent with your investment strategy.