A Clear Advantage … Since 1863.

When Saginaw Bay Underwriters was founded, the industrial revolution was just underway, horses were still the main form of transportation and electric lights hadn’t yet been invented.

We’re still here today. Our longevity is a testament to the quality of our service, the dedication of our people, and our ability to think ahead and stay ahead of issues that affect our customers.

A few facts about SBU:

• Serving 12,000 customers with a premium volume in excess of $100 million
• In the top five percent of all independent agencies in the U.S.
• One of the largest independent agencies in Michigan
• 60-plus employees; more than 30 have advanced insurance degrees
• 4 offices in the Great Lakes Bay Region
• Customers throughout Michigan, many with operations throughout the U.S. and the world
• Locally owned ESOP company

Approaching a century and a half of service. The region’s most complete portfolio of carriers and services. An innovative, customer-focused approach that matches your needs with the best products available to meet them. What makes Saginaw Bay Underwriters the best choice for your personal, business or benefits insurance? The answer is CLEAR.

Put us to work for you.