Suze Ortoman and Vital Information Services (VIS) are dedicated to helping people build wealth.  Several recent surveys are pointing to a certain crisis for America as the cost of retirement and health care spirals upward and the financial ability of senior citizens to cope with these costs is inadequate.  

Retirement has become a popular subject recently.  There are approximately 79 million baby boomers and starting Jan. 1, 2008 every 7.7 seconds, a boomer will turn 60. Americans have seen 30% or more evaporate from their 401(k) plans due to the stock market meltdown. Social Security Trustees have admitted that the fund will be insolvent by 2017 because it will be paying out more than it receives. It will be depleted of funds by 2041. Medicare Trustees have reported that Medicare's Hospital Insurance Trust Fund will become insolvent by 2019.

The unemployment rate in the U.S. was 6.5% in October 2008 according to the U.S. Bureau of Labor Statistics. Experts agree that this will be one of the deepest recessions in history.

Millions of people are not just thinking about retirement but actually doubt they can retire. People who would, and by all rights, should be retiring in the next ten years are postponing retirement because they have suffered through financial losses recently and can't afford to retire. The stock market meltdown exacerbated a serious financial condition for would-be retirees. High gas, food, health care costs have forced baby boomers to tap into savings in order to make ends meet over the last several years. The stress is causing medical issues and resulting in missed work, higher health care expenses, and depression.

Suze Ortoman helps people understand that making more money and reducing debt will most likely be required in order to reach their retirement goals. Suze Ortoman and Vital Information Services have formulated a strategy which will allow people to retire within ten years.

Helping people learn how to reduce high-interest debt is one aspect of the strategy. 78% of Baby Boomers have mortgage debt, 59% have credit card debt, and 56% have auto debt according to a recent USA Today article about debt. Helping people understand that making a concerted effort to reduce and even eliminate debt will result in additional money they can put towards their retirement plan.

Helping people understand how they can retire within ten years provides hope for them at a time when so many people are grasping for solutions.  Regardless of the current situation or the state of the economy, anyone should be able to retire within ten years. Once someone has decided when they want to retire then determines how much they will need for retirement, they can have less stress and more peace of mind after a plan has been created that will allow them to achieve their savings goals.  Showing individuals how to increase their income while decreasing their debt then putting their money to work for them at the highest returns and the lowest risks possible is the mission for  Suze Ortoman and Vital Information Services.