Track Loans is a not for profit loan company. What does that mean? It means that we are different to other loan companies who have shareholders, pay dividend or share profits with investors.

Financial Conduct Authority (FCA) regulations introduced in January 2015 which limits what those lenders can charge to 0.08% per day. Track Loans charge 0.02%, which is ¼ of the price cap.

Track Loans is a trading name of Street UK which is a Community Interest Company (CIC), Street UK (CIC) has been operating since 2001 providing affordable financial products and services helping thousands of people with affordable credit.

Track Loans is available only to West Midlands residents.

Representative example:

£300 loan repayable over 3 months. 3 monthly payments of £119.82. Rate of interest 79.28% p.a. Fixed. Representative APR 201%. Total amount payable is £359.46.