United Financial Group is one of the nation’s leading business financial firms providing business loans from $5,000 up to $2 million and real estate loans from $25,000 up to $15 million. We specialize in non-bankable projects, such as residential rehab loans, lines of credit, commercial construction, conventional loans for mixed-use, assisted living, car wash, apartments, hotels, retail, office, warehouse, and more. We have a fast turnaround time and require minimal documentation.

Business funding with collateral

Rates start as low as 6.99%
Loans from $50,000 to $2MM
Nationwide Footprint (*see states we serve)
No FICO Score Minimum
30-Year Fixed and Short-Term Options
YSP/Brokers Protected

Hard money straight asset-based lending;
Loan to Value up to 70% (75-80%* Extended Program) 100% CLTV Allowed
Stated Income No Doc Loans
FICO, not a determining factor, No FICO Needed, No Citizenship OK
Residential, Multi-Family, Commercial, Industrial, Land: All Property Types Accepted
Primary Residence (California only), Second Home, Investor Financing, Business Purpose, Non-Consumer
Make Sense Underwriting on all files, Same Day Approval, Fast 7 Day Close

Heloc equity loans for investment/Primary/Second Homes;
Interest rates up to 11%
min fico 600
No doc loans
Fully amortized payments based on 30 years
Closing time: 2 to 3 weeks

This Fix-to-Flip loan is perfect for the flipper who has a good/excellent credit score of 620+, and verifiable income/cash flow.  The unique benefit of this product is you can get a loan for 100% of the purchase price and rehab costs, up to 70% of ARV, keeping as much cash in your pocket as possible!  Most of our competitors do not offer 100% financing.  It’s one of the most unique lending products around.


Term: 4, 8 or 12-month loan
Loan Amount: $50k – $25m
Points: As low as 2.0%
One-time $1250 application fee
All cost paid outside of a settlement

Loan for 70% of the purchase price and rehab funds,
up to 85% of ARV
As low as 580 minimum FICO
No money down
Competitive rates
Interest-only payments
Financing delivered in 14 days or less

No prepayment penalty

Ground Up options available