Headquartered in Fremont California, US Merchant Systems was founded in 1992 by three entrepreneurs all of whom previously owned and operated small businesses. Since the companies beginning US Merchant Systems has grown into a major national provider of merchant services having served the needs of more than 100,000 businesses throughout the US.

The founders, Lawrence S. Cohn- Chairman, Stuart H. Rosenbaum- CEO, and Richard L. Fenn II- COO, founded US Merchant Systems (USMS) on the principal that small businesses deserve the level of service and competitive pricing previously only available to larger companies. Inherent in the company's daily operations is its philosophy reflected in its mission statement:

"To Provide Merchants with Payment Solutions and Service Beyond Their Expectations"

"Our mission statement is not just a slogan, it's been our guiding principal throughout the last two decades of our business." -Stuart Rosenbaum, CEO

Today USMS serves the needs of all types of businesses throughout the US and Internationally including retail, restaurant, fast food, e-commerce, service, business to business, government sector, automotive, medical, dental, golf, hospitality, mobile, and nearly every conceivable sector. The solutions provided by USMS encompass all types of technology requirements whether online, simple terminal solutions, sophisticated point of sale systems and software, recurring billing, and specialized processing needs for all types of businesses.

The company offers a vast array of additional products and solutions designed to save money or generate new income streams for its clients including, check guarantee and verification systems, gift and loyalty card solutions, consumer and business financing, accounting and payroll services, and more.