PAMELA CARMICHAEL is a financial services professional with over 10 years experience. In her Christian walk, the burning question to God has always been: Why do Christians struggle with finances? With a desire to see Christians grow in the area of personal financial management, she wrote "Financial Empowerment: Realign Your Finances to God's Will". She hopes that you will grow and become financially empowered as you apply God's principles to your personal financial management strategies.

Pamela seeks to empower others through the word of God. She  shares on her blog "Live Out Loud! Success by God's word" as well as through books and other media to encourage others to experience success through Christ. Topics include all-round success, personal finance, faith & prayer.